Here is another idea to consider. One of the top sites to look and buy cameras and photography supplies is B & H Photo. Link below goes to their pages that list all of the DSLR cameras they offer. On page 2, they show the Nikon D90 Camera body only, for $899 and a $50 rebate. Then they also offer the Camera along with the available kits. There are two kits that has the 55-200 lens. On has VR and one does not. As SG recommended, suggest that you get the VR model.

Another kit offers a 18-200 VR II lens for $1,749 and an instant savings of $300. (This is one that I am considering)

http://www.bhphotovideo.com/c/buy/SLR-Digital-Cameras/ci/6222/N/4288586280

Or......you could buy just the Camera Body, and shop around for the Nikon Lens that you want.

B & H has all of the Nikon ones here (138)

http://www.bhphotovideo.com/c/buy/SLR-Camera-Lenses/ci/4605/N/4291079885

Joe