I started when I retired (early) at 55. In a away I was lucky,,, all my work went to Vancouver and with so much competition for so little work and being offered 1/2 my rate I said "screw it", sold the house and bought the boat.
Now I bought another house and have to sell the boat. (the reason for going to Florida from California). It's a Florida boat that doesn't belong in California. Hope some other guy that's retiring will feel the same as Rey and I about the boat and fall in love with it.