If not, the druthers of your companion play a large part in your plans.
In my case (10 years to go??) the Admiral still enjoys sailing, but is limited by problems with her feet. We went out yesterday with a reef and a scrap of jib rolled out and had a wonderful afternoon. She enjoys driving when it gets snotty (as do I) - perhaps its feeling the interaction of the wind, the waves, and the boat; making them work together. Letting her drive lets me deal with other issues as they arise.
I won't speculate on what I'd do if I were solo - probably get myself into trouble..