If your going to use it on the water. I'd suggest something that's waterproof and shockproof. We have the Tough 8000. The Nikon is a really nice camera but it doesn't fit in your pocket and, if you drop it or get water on it, it's dead. The only thing I don't like about the Olympus is that there is no manual focus.

Only suggesting the Olympus because this is a Cruising BB. If it's not to be used on a boat the Nikon is a good camera.

At least the specs look good on the Nikon