My quote was with Seaworthy (a Berkshire Hathaway company). I ended up with them because about 3 years ago US Boat rates got way too high, changed to Seaworthy and got better coverage for about 1/2 the money. Now he owns both....have another quote for less than half of the new Seaworthy rate, but won't go to the same agreed value. I think in my entire insurance buying career for home, boats, cars, planes, I have made two claims (mainly two bicycles stolen off my car sitting in a Las Vegas casino - LOL). Makes me wonder sometimes, why I have insurance! Never made a claim on the boat insurance in 38 years.