of course you have to finish in order to win. We may find in 2013 that the boat that completes the course is the winner. But probably not. These are very new boats, they are learning how to design them and how to sail them. The first races in the AC45 had more capsizes, they still do sometimes but not often. They have learned the limits.
That boat in the picture looks like a solution to catching your keel on the lobster pots up your way...just lift it out of the water!