Sorry to hear about the heating system damage. Do you have lower floor with a furnace Jon?

Quite an earthquake in the insurance industry with this damage in your area. You're lucky to be as high as you are. If flood insurance was affordable for your lower lying neighbors, I bet it's going to go up.

And for those of us with boats, looks like we might see some premium increases as well in the next year. It sounds like a lot of boats got damaged that were on land in the NYC through NJ area.