I don't own a single coat. I have tons of jackets and sweaters. The admiral loves her UGG fake boots.

We only use the heat in the house briefly in the mornings about 2 months of the year. The boat doesn't have heat.

Of course the flip side is that we don't have AC either, and about 8 months out of the year the windows are wide open 24-7.

Oh and Speedos... those aren't permitted anywhere, any time.

How you folks make in those parts of the country where that white stuff falls from the sky, I have no idea.