If you are going cruising will you be able to maintain a 48 ft sailboat? Can you afford to maintain it? Costs do not end with the purchase.

When you get away from the U.S. finding qualified service people becomes much harder.

When you get away from your home port finding honest repair people becomes much harder.

You need the mechanical skills to fix the minor, every day issues and enough savey to know when you are being conned.