I am planning on living aboard (not purchased yet) a LOA 43' with a value of around $140K. It was suggested that when I go to insure it, I should NOT say I'm living aboard and that I should say that I'm using it for weekends an occasional week. Is the cost that different and if the insurance company finds out that I'm living aboard could my insurance be voided? When I do insure it, what do you think the cost would be if I do say I'm living aboard and will be sailing it in US waters, international waters, and the BVI's and Caribbean? Anyone recommend a particular insurance company? Thanks Ron