A lighter boat, reacting more quickly to its higher windage, bigger beam, higher value all increase damage risk to itself and others. Why put yourself in a tight situation if you don't have to? I think people who sail off/on a mooring/anchor in a crowded anchorage are either testing themselves or showing off. The real question is what's the price of failure?

I watched a sailor drop his anchor in a tight anchorage and his boat fell off the wind onto a reach before he could drop the sails. T-boned a new $500k power yacht and cracked the hull-deck joint. The crunch of breaking fiberglass is a sickening sound. Was that necessary?

I offered my contact info to the power boater as a witness. I hope he recovered every penny in damages from the sailor, but somehow I doubt that happened.