Unless you have a really small boat your inflatable is the best liferaft you have. If you put it below it's not available when you need it most.

We had davits so we always raised it when moving more than to the next anchorage of a mile or two. If we didn't have davits I would have kept it inflated and tied it on the foredeck, bow forward ahead of the mast. Almost any boat over 30 feet is capable of that. It's a lot of extra work but towing an inflatable is just bad on any length painter. (We had our 1 multi purpose electric winch to raise it to the foredeck using the spinnaker halyard, otherwise it would have been really heavy work, 140 lbs)

There's nothing like watching your inflatable surf past you half full of water when the weather changed and you were too concerned about broaching to heave-to and bring it aboard.

Yeah, no fun at all.