Gunkholing, local coastal cruising. Channel islands and down to Mexico. 1 wife, no dog.
The need for the tender should actually be somewhat rare, except when visiting the islands.
No immediate plans to haul a week's worth of groceries plus water and ice.
Anticipate loads equivalent to one bag of groceries or two backpacks.
27 foot boat, so space is a concern.
Longer term, anticipate cruising in Baja.