bit expensive to live here but you certainly get a lot for your money. We live dead nuts downtown in a high rise or rather a "mid rise" and love it. SD is a great place to retire. That is, if you like "to do things". Because we have a bunch of stuff to do. I could start a list but I wouldn't know where to start or where to end! The place is a hoot! Oh, and sailing on the bay at night is about as good as it gets.