It would have to be a personal choice for the future of the child brought into the world.

I always admired Bill Lear. When asked what his strategy was in making money he said some don't like to put all their eggs in one basket. He preferred to put all his eggs in one basket and then watch the basket.

Seems to me, being assured that your child would have a paid for higher education leading to a good future would be something a parent of limited means would want.

Of course it would have to be a personal choice, like purchasing insurance.

So, you live on a Pearson 30?