these people sold everything that could generate income in the future and /or be a place to bail out into if the need arises. You already have a plan "B' because obviously you have sufficient funds backing you up. One slip up on the chart and some of these people will be on the street living in a cardboard box. Don't get me wrong. I've met them and some have been really nice people with good harts and the real love for the cruising life. I don't know if the love of cruising was feigned or not but at leased they professed to loving their life. When I went cruising the first time I sold everything I owned but my house. Everything that I didn't need to live the cruising life was gone. You're right! It was a very liberating feeling on one hand and on the other it was like someone ripping off a big security blanket. As I walked out of the office the last time I said to myself, "turn around, go back in and beg for your job back you f-ing fool". But then I said "No, I can't do it, I just can't" and I walked away from a job I had held for 20 plus years. If I hadn't had a solid month of 18 hour days ahead of me to get the boat ready to keep me from thinking about what I had done, I don't know what would have happened. As it was, I was to busy to even think about it. The thing is, I knew I had skills that the company I worked for would still need in a few years and I had my house. I had rented the house to my niece at a ridiculously low cost but it gave me peace of mind that I would return to a house and not some pot farm in my living room. I stayed out for three years and returned with enough cash to get started again like buying a car, furniture, pots and pans. That stuff all adds up. Then, I retired and dumped everything again. We had two boxes of family "stuff" we couldn't get rid of. Everything except the Condo and one car was gone. We stored the car and had the condo rented. Then we came back and had to buy everything all over again. Pots, pans, furniture and everything else. The up side is that we're minimalists at heart. I suppose that comes from living aboard for 23 years. Not much to get rid of and didn't care about it when we did.
People go out and sell everything never thinking their situation may change and have made no provisions for it if it does. The one thing you can be sure of is that your situations change. People who don't figure this out are the people we "cringe" for.