Moorage & Elec $4500/yr Haulout $2500/2 yrs Insurance 2300/yr Fuel (Heat/prop.) $1000 Projects/Maintenance/Gear Replacement ($2000/yr)

Annual about $11,000 unless I get really splurgy on equipment or projects.

Then there's the major replacements stuff that comes every 4-8 yrs, (Sails, canvas covers, cushions, etc)which is good to set aside if one is really disciplined.